PayCheck Budget
Last Updated: November 25, 2025
By downloading, installing, or using PayCheck Budget ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.
PayCheck Budget is a personal budgeting application designed to help users manage their finances, particularly those paid on semi-monthly, bi-weekly, weekly, or irregular pay schedules. The App provides tools for tracking income, expenses, bills, savings goals, and general financial education resources.
New users may be eligible for a free trial period of 30 days. During the free trial, you have access to all features of the App. You will not be charged during the free trial period.
After the free trial ends, continued use of the App requires a paid subscription:
Prices may vary by region and are subject to change. Current pricing is always displayed in the App before purchase.
Subscriptions may be shared with up to 6 family members through Apple Family Sharing at no additional cost.
You may cancel your subscription at any time through your Apple ID account settings. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial billing periods.
You are responsible for:
You agree not to:
Your financial data is stored locally on your device and synced via your private iCloud account. We do not have access to your personal financial information.
Your use of the App is also governed by our Privacy Policy.
IMPORTANT: PayCheck Budget is a budgeting tool that includes educational content, calculators, tips, suggestions, and general financial information. All educational content, guidance, recommendations, and calculations provided within the App are for general informational and educational purposes only.
This content does NOT constitute professional financial, investment, tax, legal, or accounting advice. The educational resources should be used as a starting point for your own research and should always be verified with qualified professionals before making financial decisions.
The developer of PayCheck Budget is not a licensed financial advisor, accountant, tax professional, or attorney. The App and its educational content are created to help users learn about general financial concepts and budgeting strategies.
You should:
Following the educational content, tips, or suggestions in the App does not guarantee any particular financial outcome. Individual results will vary based on personal circumstances, market conditions, and many other factors beyond our control.
While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, completeness, reliability, or suitability of any educational content, calculations, projections, or suggestions in the App. Financial rules, tax laws, and best practices change over time, and information may become outdated.
You acknowledge and agree that:
PayCheck Budget, including all related content, features, functionality, and educational materials, is owned by Nathan Haring and is protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes in accordance with these Terms.
The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee that:
To the maximum extent permitted by law, Nathan Haring and PayCheck Budget shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
Our total liability shall not exceed the amount you paid for the App in the 12 months preceding the claim.
You agree to indemnify and hold harmless Nathan Haring and PayCheck Budget from any claims, damages, losses, or expenses arising from:
We reserve the right to modify these Terms at any time. Changes will be effective when posted to our website or within the App. Your continued use of the App after changes constitutes acceptance of the modified Terms.
We will make reasonable efforts to notify users of significant changes via the App or email.
We may terminate or suspend your access to the App at any time, without prior notice, for conduct that we believe:
Upon termination, your right to use the App ceases immediately.
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Missouri, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of the App shall first be attempted to be resolved through informal negotiation. If informal resolution is unsuccessful, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Nathan Haring regarding your use of PayCheck Budget.
If you have any questions about these Terms, please contact us at:
By using PayCheck Budget, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.